Online giving, explained

Online giving to individuals, with the limits made clear.

Blu is being built for small personal gifts to reviewed individual profiles. The public site explains the model today, but donations and payouts are disabled until a provider gives written approval and the complete flow is verified.

A personal gift, not pooled fundraising

Blu's intended model lets a donor choose an individual recipient profile instead of contributing to an organization's pooled program or an organizer's campaign. Blu is not presenting these personal gifts as charitable donations or promising tax deductibility.

Context before a decision

A public profile can show a privacy-safe name, recipient-provided story, location context, reviewed signals, and current needs. Human review and social-account context can reduce uncertainty, but neither proves every statement or guarantees how support would be used.

Impact estimates stay qualified

Blu can translate a possible gift amount into a dated local-price example such as groceries, transport, or school materials. It is an estimate, not a restricted purchase or a promise. Prices and the recipient's priorities can change.

What is available now

The responsive public website, account paths, recipient application, moderation workflow, and donor experience are being prepared. Only consenting profiles that complete human review may be published. There is currently no approved production payment provider, so checkout and payouts remain unavailable.

What must happen before money moves

Blu must obtain written approval for its exact person-to-person model and supported markets, then verify authentication, payment creation, provider webhooks, the transaction ledger, refunds, disputes, and eligible-recipient payouts end to end. No launch date is promised.

Records have legal limits

If payments are enabled later, account and provider records may document an available transaction status. They would be personal-gift records, not charitable receipts. In the United States, gifts to individuals are generally not deductible as charitable contributions; review the rules that apply to you.

Questions to ask any giving platform

Confirm who legally receives the money, what the platform actually reviews, every current fee, the payment provider's terms, refund and dispute handling, privacy practices, available records, and whether tax-deductibility claims apply. Do not rely on an old search snippet or screenshot.

See the current public experience

Approved profiles will appear after human review. Donations and payouts remain disabled while payment-provider approval is pending.

View recipient availability